Disclaimer

Important information about using our website and annuity calculator

Last Updated: 25 February 2025

Information Purpose Only

The information contained on AnnuityRateCalculator.co.uk (the "Website") is provided for general information purposes only. While we strive to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Website or the information, products, services, or related graphics contained on the Website for any purpose.

Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this Website.

Not Financial Advice

The content on this Website, including our annuity calculator, guides, and articles, does not constitute financial, investment, tax, legal, or professional advice. The Website is designed to provide general information about annuities and retirement income options.

Before making any decisions about your pension or retirement planning, we strongly recommend that you seek advice from a qualified financial adviser, who can provide recommendations tailored to your specific circumstances and needs.

AnnuityRateCalculator.co.uk is not authorised or regulated by the Financial Conduct Authority (FCA) and does not provide regulated financial advice.

Annuity Calculator Limitations

Our annuity calculator provides estimates based on current market rates and the information you input. However, these estimates are subject to the following limitations:

  • The calculator uses generalised assumptions and may not account for all factors that providers consider when setting annuity rates.
  • Actual annuity rates offered by providers may differ from our estimates and will depend on various factors, including your exact age, health status, pension pot size, and prevailing market conditions.
  • The calculator does not assess the suitability of an annuity for your specific circumstances or consider all alternative retirement income options that may be available to you.
  • The calculator's results are estimates only and should not be relied upon as guaranteed quotations.
  • Annuity rates can change frequently, and our calculator may not reflect the very latest rates from all providers.

For actual annuity quotes, you should contact annuity providers directly or speak to a qualified financial adviser.

Third-Party Links

This Website may contain links to other websites which are not under the control of AnnuityRateCalculator.co.uk. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them.

Every effort is made to keep the Website up and running smoothly. However, AnnuityRateCalculator.co.uk takes no responsibility for, and will not be liable for, the Website being temporarily unavailable due to technical issues beyond our control.

No Relationship with Annuity Providers

Unless explicitly stated, AnnuityRateCalculator.co.uk is not affiliated with, endorsed by, or in any way officially connected with any of the annuity providers mentioned on our Website. The names of providers are used for identification purposes only and may be trademarks of their respective owners.

Medical and Health Information

Any health-related information on our Website is provided for informational purposes only in the context of enhanced annuities. It is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.

Market Data and Investment Performance

Any references to market performance, investment returns, or financial indices on our Website are for informational purposes only. Past performance is not indicative of future results. Investment values can go down as well as up, and you may get back less than you invest.

Tax Information

Tax treatment depends on individual circumstances and may be subject to change in the future. The tax information provided on our Website is general in nature and may not apply to your specific situation. We recommend consulting with a qualified tax adviser for advice tailored to your circumstances.

Regulatory Information

AnnuityRateCalculator.co.uk is operated by [Company Name], a company registered in England and Wales under company number [Number] with its registered office at [Address].

[Company Name] is not authorised or regulated by the Financial Conduct Authority (FCA) as we do not provide regulated financial advice or arrange annuity purchases. We provide information only.

Updates to This Disclaimer

We may update this Disclaimer from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We encourage you to review this Disclaimer periodically to stay informed about how we are providing our services.

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